Explained: Capital Gains Tax and how you could reduce your liability
The amount HMRC is forecast to collect through Capital Gains Tax (CGT) is set to more than double between 2024/25 and 2030/31, according to the Office for Budget Responsibility (OBR, 9 February 2026). The good news is that there might be steps you could take to reduce a potential bill. CGT is a tax you […]
6 useful tips for avoiding headline-driven decisions ahead of the Budget
The government will set out its tax, spending and economic plans for the year ahead and beyond on 28 October 2026 in the Autumn Budget. The weeks leading up to an Autumn Budget always feature rumours about what might change and how it could affect personal finances. With this Budget being the first for Prime […]
Why the Realistic Pension Pot Might Be Far Higher Than You Think
When you picture retirement, you probably imagine freedom: more travel, time with family, hobbies, or simply not having to worry about the bills every month. The tricky bit is that the pension pot needed to pay for that life is often a lot bigger than people expect.
Investment market update: May 2026
There were highs and dips in the investment markets in May 2026. Discover some of the factors that may have affected your portfolio’s performance. Remember, short-term market movements are a normal part of investing. When you’re reviewing returns, it’s typically a good idea to look at the bigger picture and assess performance over several years. […]
5 life lessons from Sir David Attenborough
On 8 May 2026, Sir David Attenborough celebrated his 100th birthday.
5 questions to answer before you withdraw a pension lump sum to reduce Inheritance Tax
From 6 April 2027, many unused pension pots will be included in Inheritance Tax (IHT) calculations.
Multiple Pension Pots? Here’s Why Consolidation Could Be the Smart Move
Many people reaching mid-life discover they have pension plans scattered across old employers — and very little idea of what they’re worth. Pension consolidation could simplify your finances, reduce your charges, and give you a much clearer picture of your retirement. But it isn’t right for everyone. Here’s what you need to know before making any decisions — and why taking ongoing financial advice could make all the difference.
Budgeting & Financial Goals
Building Resilience in 2025. More and more people are realising that financial fitness is as important as physical fitness. Surveys show that over 40% of UK adults made a financial New Year’s resolution this year — and with good reason.
Preparing for the 2025 Autumn Budget – What’s Changing and What You Should Do
The Chancellor faces a growing fiscal challenge in the budget in November. With estimates of a £20 billion shortfall in public finances, avoiding tax rises in areas beyond Income Tax, NI, and VAT (as pledged in the Labour manifesto) may be difficult.
Why the Labour government could reform the State Pension and what it means for you
Almost half of Brits doubt the State Pension will exist by the time they retire, according to a PensionsAge report published in July 2025. While scrapping the State Pension may not be on the cards yet, there are suggestions that significant changes, which may affect your retirement, could be introduced.